D

打白条 issue IOU

大额存单 certificate of deposit（CD）

大额提现 withdraw deposits in large amounts

大面积滑坡 wide-spread decline

大一统的银行体制 （all-in-one）mono-bank system

呆账（请见“坏账”） bad loans

呆账准备金 loan loss reserves（provisions）

呆滞贷款 idle loans

贷款沉淀 non-performing loans

贷款分类 loan classification

贷款限额管理 credit control;to impose credit ceiling

贷款约束机制 credit disciplinary（constraint）mechanism

代理国库 to act as fiscal agent

代理金融机构贷款 make loans on behalf of other institutions

戴帽贷款 ear-marked loans

倒逼机制 reversed transmission of the pressure for easing monetary condition

道德风险 moral hazard

地区差别 regional disparity

第一产业 the primary industry

第二产业 the secondary industry

第三产业 the service industry;the tertiary industry

递延资产 deferrable assets

订货不足 insufficient orders

定期存款 time deposits

定向募集 raising funds from targeted sources

东道国（请见“母国”） host country

独立核算 independent accounting

短期国债 treasury bills

对冲操作 sterilization operation;hedging

对非金融部门债权 claims on non-financial sector

多种所有制形式 diversified ownership